Insurance for New Braunfels families and businesses
River homes on the Comal and Guadalupe, lake houses on Canyon Lake and fast-growing subdivisions off 46 all call for different coverage.

What we watch for in New Braunfels
Local risks change which carriers fit and which coverage details matter most.
River flooding
Properties near the Guadalupe and Comal rivers need flood coverage reviewed every year.
Short-term rentals
Tubing season rentals need a landlord or short-term rental policy, not a standard homeowners form.
Boats and watercraft
Canyon Lake boats and jet skis require their own liability coverage.
Popular coverage in New Braunfels
- Home insuranceDwelling, belongings and liability, with roof, hail and wind deductibles explained plainly.
- Umbrella insuranceExtra liability protection above your auto and home limits, from $1 million.
- Auto insuranceLiability, full coverage, uninsured motorist and roadside help, shopped across 20+ carriers.
- Condo insuranceWalls-in coverage, loss assessment and liability built around your HOA master policy.
Neighborhoods we insure
- Gruene
- Mission Hills
- Vintage Oaks
- River Chase
- Oak Run
- Canyon Lake
Video appointments available for Comal County clients.
“Nobody had ever mentioned flood coverage for our place near the Comal. Sunbelt did, and two years later that policy mattered.”
New Braunfels insurance FAQ
Yes. We compare short-term rental and dwelling fire policies that cover guest liability and loss of rental income.
Lenders require it in high-risk flood zones, and we recommend it for many homes just outside those zones too.
Other communities we serve
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