24 carriers, one agent working for you

Because we are independent, we can move your coverage when a carrier raises rates, tightens roof rules or stops writing in your ZIP.

Companies we represent

Sample carrier names for this demo. Your agent will name the actual companies quoting your coverage.

Home & auto

  • Lone Star Mutual
  • Gulf Coast Casualty
  • Pecan Valley Insurance
  • Hill Country Indemnity
  • Frontera Auto Group
  • Bluebonnet Home & Auto
  • Trinity National
  • Rio Grande Assurance

Business

  • Alamo Commercial
  • Brazos Business Insurance
  • Mesquite Specialty
  • Caprock Workers' Comp
  • Guadalupe Fleet Insurance
  • Sabine Surety

Life

  • Heritage Plains Life
  • Cypress Mutual Life
  • San Jacinto Life & Annuity
  • Palo Duro Financial

Flood

  • National Flood Insurance Program (NFIP)
  • Riverbend Private Flood
  • Texas Coastal Excess

Independent agency vs. captive agent

QuestionCaptive agentSunbelt Shield
Choice of companiesOne company 24 carriers compared
When your renewal jumpsAccept it or leave the agent We re-shop and move you
Unusual risks (SR-22, older roof, food truck)Often declined Specialty markets available
Claim advocacyVaries Agent follows up with adjusters
Cost to youNo fee No fee

Let us shop your renewal

Real agents in San Antonio, answers in English or Spanish, and no obligation to switch.

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